What happens when insurance companies won’t offer coverage because it’s unprofitable, but the law requires you to have insurance? From Eric Peters at ericpetersautos.com:

Here’s an interesting juxtaposition:
California, like pretty much all states, forces everyone who drives a car to “cover” it. That is, the state forces them to buy insurance.
Even – in some cases – if they don’t drive it. There are states that require the owner of a garaged (or otherwise stored) car that isn’t driven to be registered – and in most cases, in order get or renew that registration, the vehicle must “covered.” This is revelatory as regards the nature of such “coverage” in that it shows the supposed justification for obliging people who own cars to buy “coverage” – i.e., that it is necessary in order to prevent innocent other people from holding the bag for the cost of injuries and property damage arising from someone else driving a car that isn’t “covered” to be just that; i.e., supposed.
The real point is to force people to pay.
Money (which buys power) is almost always at the root of whatever it is the Benevolent Ones claim they are forcing us to do for our own good – and the supposed good of others.
But what happens when the insurance mafia won’t “cover” the vehicles that the law requires be “covered”?
We’ll soon see – because that’s just what’s happening in California and it’s likely to spread, as the rest of the country becomes more and more like California.
